Money Smart

Could you Earn the Boy Scout Personal Finance Merit Badge?

July 27, 2017 by Ty Roberts 39 Comments

I love the Boy Scout motto: Be Prepared.

The motto traces back to a book published in 1908 titled Scouting for Boys. The author was Baden Powell, who also founded the Boy Scouts Association in England that same year. A short two years later the Boy Scouts of America were established and quickly grew to become the largest youth organization in America.

When Powell was later asked exactly what one should “Be Prepared” for, his answer was ‘Why, for any old thing.‘ He wasn’t kidding.

Beam – A Review Of The High Interest Rate Bank Account

July 21, 2017 by Ty Roberts 15 Comments

Beam High Interest Rate Bank Account

This post was updated on 7/23 & 24. I heard back from Beam and have provided their answers to my questions.

There’s a new FinTec app that’s getting some buzz right now called Beam. Beam is a high interest rate bank account that’s promising 2 – 4% APY and if that’s true then this will be a very successful product because most of the big banks offer are currently offering less than 1% APY.

I’m calling this post a ‘review’ of the service, but it’s really a sneak peek since the service doesn’t actually launch until later this year. Before it launches, and before I deposit any of my cash with Beam, I’ve got a few questions. [Read more…] about Beam – A Review Of The High Interest Rate Bank Account

Why High Schools and Colleges Need to Start Requiring Personal Finance Education

May 11, 2017 by Ty Roberts 21 Comments

Requiring a Personal Finance Education in high school

Today is a BIG day for Get Rich Quick’ish! What you’re about to read is the very first guest post that I’ve ever had on my site and it comes by way of Laur Davidson. As a soon-to-be graduate from University of Pennsylvania Laur brings a unique perspective and authority on a topic that I feel passionately about: teaching personal finance to our kids in high school (and beyond).

Expect to hear more from me on this topic in the future, but for right now let’s turn the blog over to Laur!

What if you just can’t save money?

April 27, 2017 by Ty Roberts 19 Comments

This site is mostly about things you can do to get your personal finances in order and, if you’re tenacious, Get Rich Quick’ish as well!

On paper it’s ridiculously easy to do, but in practice it’s a completely different story. Sometimes there just isn’t enough money left over at the end of the month for you to save. And if you can’t save money, you can’t Get Rich Quick’ish.

So what if you just can’t save money? What are you supposed to do then?

How to Calculate the True Retirement Costs of Anything

March 21, 2017 by Ty Roberts 31 Comments

Not long ago I was looking over my expenses when I had a financial epiphany of sorts. It was about the true retirement costs of my spending habits.

What’s Your Financial Emergency Plan?

March 14, 2017 by Ty Roberts 22 Comments

Do you have a financial emergency plan? Many people have an emergency fund – but do you have a plan for how you’d handle your money in a financial emergency, like a sudden job loss, were to hit you?

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