I recommend the bank I currently use, and have been using for many years (dating back to their ING Direct days): Capital One 360. We switched to Capital One 360 because they’ve always offered some of the highest interest rates you can get on your checking, savings, and kid’s savings accounts.
Besides the good interest rates, Capital One 360 also offers the following:
- Free access to over 38,000 ATMs
- No fees!
- Killer mobile app
If you create a new Capital One 360 account through my site then you’ll get up to a $50 bonus. Details and application are here